Less easily quantifiable is the attractiveness of the U.K. as a home of mobile-focused start-ups.

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For year 2000 returns, it plans to start computer matching tax returns with K-1s, the forms that report distributions from partnerships, trusts and S-corporations.

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One of the smartest moves they can make (including the self-employed) is to start a 401(k) plan before December 31st.

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Webb: We start with kindergartners, and we have a Kindergarten K-3 program that is linked to the FIRST, for the inspiration and recognition of science and technology.

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Aurasma, a start-up based in Cambridge, U.K. that was spun out of Autonomy Corporation, is aiming to do just that with the mobile app it created almost exactly year ago.

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Users are asked to choose a word tied to a positive feeling or milestone -- confidence, passion, joy -- as a way to encourage themselves before they start on their Special K challenge.

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Stone and Kenner originally wanted Legacy to hold full-day pre-K classes, a curriculum that can be funded in Illinois by one federal (Head Start) and two state government programs.

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Yet even if K-Mart has not been able to shift its brand perception so far, it is probably too early to start worrying.

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