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No market risk and the implicit (or even explicit) state guarantee: Pay a fixed amount now, and when Junior goes to a state college, his tuition is covered.
FORBES: College Dropout
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The problem is that most judges have spent their careers working, in effect, as junior civil servants in a culture where accusation and guilt amount to almost the same thing.
ECONOMIST: A survey of Russia
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Sewanee junior Kelly O'Mara said the tuition decrease would lower the amount of debt she and her parents will carry beyond her graduation in 2012.
WSJ: University of the South Slashes Tuition, Cites Economy
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Oblige banks to issue a certain amount of debt (say 2% of their assets) that is junior to deposits.
ECONOMIST: Economics focus