In the item "Report Card" (January 30, 2006 p. 116) the story stated that the stock price for energy drink maker Hansen Natural rose 40 percent since July.

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Consumers will be able to pay for an item using a credit card or gift card, redeem promotions and earn loyalty points-all with a single tap of their Google Wallet.

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With couponing, if the user clips, emails or saves a coupon to their shopper card, the item is automatically added to their shopping list so they will remember the offer and actually purchase the product.

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In its book "Baseball Americana, " the Library of Congress calls the item the first dated baseball card, handed out to supporters and opposing teams in a gesture of bravado from the brash Brooklynites, who were dominant and won their league championships in 1861, 1864 and 1865.

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Is the Steel card just a novelty item?

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Some banks also treat lost or stolen goods using the same procedures as in-store credit card fraud, requiring retailers to replace a missing item or face a transaction dispute.

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Merchants issue a refund in an amount equaling the full purchase price when an item is returned, but the retailer may be taking a loss on such transactions because card processing fees are not refunded when transactions are reversed.

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The way it works: consumers touch a payment device (which is in the form of either a plastic card or a sticker that can be applied to a mobile phone or any personal item) to a Zip-enabled contactless reader to make a payment.

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