"He said 'it wasn't me, I wasn't there, I wasn't working those days', " he continued.
The onus was on me to prove that it wasn't me travelling at that speed.
"It's not that they don't believe you - but equally they don't want people going on a spending spree and then saying it wasn't me because that too is fraud, " says Richard Hurley, of the UK's fraud prevention service Cifas, the Credit Industry Fraud Avoidance System.
"Trying to convince the loan companies it wasn't me was a nightmare, " says Mr Wales.
But, of course, it wasn't me getting up at 05:00 to train and also trying to juggle my homework.
And it wasn't me trying to bulk up and remain healthy in order to gain a significant advantage over my Norweigian nemesis, who was always trying to pip me to the post.
"Last year wasn't an amazing season, but it wasn't too bad for me, " the 35-year-old said.
The fact that it wasn't tells me that we've got a much more fundamental problem of understanding what went wrong, and we've got to figure out what was there.
When I called Clint to tell him that he would receive this medal, he said he was honored, but he also said, it wasn't just me out there, it was a team effort.
"It wasn't over the middle of the plate, it just wasn't a great sequence for me, " Pettitte said.
My girlfriend was over with me in the UK so it wasn't too bad for me but we only have 10 days at home and then we are off to Pakistan.
"It wasn't pitched to me as a different kind of card, " Mr. Harak says.
"It wasn't meant for me to be in the Derby this year, " he said.
It wasn't apparent to me how many lives he touched until after this tragic event.
Blagojevich was photographed sitting in the Batmobile, although it wasn't clear to me whether he was posing there or just going through the seat cushions looking for loose change.
It "wasn't for me, " she says.
WSJ: Generation Jobless: 'Disconnected Youth' Among Minorities
When I asked them how they did it, they both laughed and told me that it wasn't always an easy road.
It turns out shredding not only wasn't good for me, it isn't particularly good for the environment.
"At least it wasn't enough to discourage me from doing it the right way, " she said.
But in fact it wasn't luck that got me here (unless I mean luck of birth).
"It wasn't just down to me, the whole squad, the management and the fans deserve praise, " he said.
It wasn't immediately clear to me why, with all the credibility he has built up over the years, he couldn't go to a publisher with Elite Dangerous.
"I knew it was a different game and I didn't try to pretend like it wasn't, and I think that helped me, " the younger Rivers said.
Then, while at BellSouth, it dawned on me that buying wireless wasn't really fundamentally different from buying an airfare, because it would eventually become a commodity mostly shopped on price, and therefore the industry would follow the same general distribution path.
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