But note that if the Dow is to return to its long-term average of 15 times earnings, it must either fall to 7700 or stay under 10, 000 for another few years.

FORBES: The Case for a 7700 Dow

But if anybody understands what hockey's fall from grace means, it must be this 74-year-old widow.

CNN: HOW TO STOP THE HOCKEY ROT

If you want to save daylight time or spend it, you must remember to spring forward or fall back.

WSJ: Fall Film Five

It says a way must be found to ensure that a scheme does not fall short of the government's vision of higher achievement.

BBC: Private finance schools 'worse'

Traders typically put down just a small percentage of a gold contract's full value in order to trade it, and this amount, known as margin, must be increased when prices fall.

WSJ: Gold On Track for Biggest One-Day Fall Since 1983

Reflecting on human suffering, Annie Dillard was once moved to suggest that God must care more about the tree of humanity than the individual leaves that fall from it.

FORBES: "Young Adult" Most Moral Movie of 2011

In industries that fall into the second category, foreign companies must not only localize their management, but it may also be necessary to partner with a strong local player.

FORBES: Two Industry Models In China