It has already happened on public television, and should happen on public radio.

FORBES: Public Radio Goes Begging

And because it has already happened, it is very believable.

FORBES: Connect

The optimal portfolio mix only reveals itself after it has already happened, when we look back at market returns and correlations and determine the mix we should have had.

FORBES: Agonizing Over Optimal

It has already happened with mobile telephones.

ECONOMIST: The digital revolution is helping the poor, too

"It already has happened in the UK, " he says.

BBC: New York's outdoor smoking ban: Will the world follow?

This year, it has happened already.

FORBES: Saudi Strife Could Send Gas To $8 A Gallon

This credit event only recognises what has already happened, it does not create something that will happen in the future.

FORBES: A Credit Event Won't Cause Another AIG

That is unlikely to happen, but what has already happened (whether Cypriots will admit it or not) is that Cyprus is dead as an offshore haven.

FORBES: Cyprus And The Death Of An Offshore Haven

Maybe this has already happened to you, or maybe I have the dubious distinction of getting spam text before it is commonplace.

FORBES: And so it begins: Spam Texting