Doorstep lending, or home credit as it is termed by the trade, is a counter-cyclical business: in a downturn, bad debts pile up, blackening credit histories.

ECONOMIST: New competition means doorstep lenders are in trouble

As one who has conducted field research and been mountaineering in the Himalayas for over four decades, I can personally attest to unbelievably dramatic changes in the glacial profiles I have witnessed over those many years, as well as recognizing what is now termed aerosol hot spots, the warming combination of dust and carbon in the air.

FORBES: The Last Shangri-la? A Conversation with Bhutan's Secretary of the National Environment Commission, Dr. Ugyen Tshewang

The next stage, said Mr Kinsella, would be what is termed "cognitive radio", a technology that has the same capabilities as SDR but also searches for and exploits bandwidth that is not being used.

BBC: SDR can read and understand different kinds of radio waves

Weight discrimination in the United States, also termed weight bias, has risen dramatically over the past 15 years and is now as common as racial discrimination.

FORBES: Women Judged On Weight In Court, Study Finds