The coronary CT scan is designed for low to intermediate risk patients, when applied as a triage tool in the ER.

FORBES: Coronary CT Scans May Save You (And Your Hospital)

In the current New England Journal Study, coronary CT scans were used as a triage tool to screen low to intermediate risk patients who presented to the emergency department with chest pain.

FORBES: Coronary CT Scans May Save You (And Your Hospital)

By combining the Gleason score (determined by a pathologist examining cancer cells under a microscope), the clinical stage (determined by a careful prostate exam and various scans) and the PSA level, we can stratify patients into "low, " "intermediate" and "high" risk categories.

WSJ: Are PSA Tests a Good Idea for Screening Men for Prostate Cancer?

To reduce interest-rate and default risk, Ms. Benz suggests sticking with intermediate-term muni-bond funds with a high percentage of their holdings in general-obligation bonds, which are repaid with tax revenue.

WSJ: Conquering Retirement: The Case for Muni Bonds

Osterweis Strategic Income has more credit risk but lower interest-rate risk (due to shorter average duration) than some intermediate-term bond funds.

FORBES: 5 Reasons Why Bond Funds Can Help You Navigate Bond Market Headwinds Successfully

Overall, if you are a short or intermediate term trader, today is not a day when you should have a lot of risk on.

FORBES: Don't Expect The World From Ben Bernanke

Some intermediate funds extend maturities well past the intermediate part of the yield curve to time the market or boost returns, adding market risk.

FORBES: Put Intermediate Muni Funds In Your Portfolio's Rotation