Moreover, if the spouse carrying the family's insurance leaves a job, the other spouse can immediately sign the family up on his or her firm's plan.

FORBES: Married, with benefits

Recently, Kristin Rubin got a job with the charter school the kids attend, and the family now has health insurance through her job.

NPR: MS Patient Falls Into American Insurance Gap

The family application (the paper version and the online draft) assumes that someone in the family has a job that offers insurance.

WSJ: Grace-Marie Turner: Applying for ObamaCare: Still Not Simple

More Americans will lose their family's health insurance if they switch jobs or lose their job.

WHITEHOUSE: Moving Forward on Health Care Reform

First of all, I decided to take it on because I get a letter -- or two, or five -- every day from people who have lost their job and suddenly they don't have health insurance, somebody in their family gets sick, and they lose their house.

WHITEHOUSE: Help for Homeowners in the Hardest Hit States

In 2008 I lost my job due to workplace bullies and liars, as well as health insurance loss for my family.

FORBES: Bank Of America Website Down...Again

The family sought help from doctors, using the health insurance his father earned from his supermarket job.

FORBES: Young Immigrants Fight for a Place, and for Access to Health Care