Include water, non-perishable food items, medicine, battery-powered flashlights and radios, vital documents including insurance information, and other necessary items to help you through an emergency.
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Grants for home repairs and replacement of essential household items not covered by insurance to make damaged dwellings safe, sanitary and functional.
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Still, MSAs can be attractive, particularly if you run up big bills for items that aren't covered by regular insurance, such as alternative medical treatments, orthodontia or laser eye surgery.
Another alternative, an idea similar to that proposed by my colleague Richard Vedder in his book Going Broke by Degree, would be to offer tenure (or enhanced job security) as one of a number of compensation options for which individual faculty choose from a menu of compensation items, including salary, health and life insurance plans, retirement contributions, and time off, etc.
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Family offices are starting to employ art lawyers and art consultants, making their affluent clients more aware of the importance of valuation and insurance, but anyone who has art or collectibles worth more than a few thousand dollars needs to think about a specific policy floater to cover those valuables, because above that level, items are rarely covered on regular home contents insurance.
He does have an incentive to work relatively quickly: After finally winning control of Congress, Democrats will need to show results on health insurance, particularly before presidential campaign season heats up and big ticket items like health care grow even more partisan.
They include popular items like the mortgage interest deduction, tax-free health insurance, and the charity deduction.
User fees are charges for items like postage stamps, Medicare premiums, veterans' life insurance policies and electricity rates for power supplied by federal agencies such as the Tennessee Valley Authority.
User fees are charges for items like postage stamps, Medicare premiums, veterans' life insurance policies and electricity rates for power supplied by federal agencies such as the Tennessee Valley Authority (nyse: TVC - news - people ).
These features include big-ticket items like the deductibility of mortgage interest and employer-paid health insurance premiums, plus myriad small but senseless other provisions.
And while insurance covers accidents including poisoning, some insurers might not cover a pet that has a track record of eating unsuitable items.
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