That typically includes theft and vandalism due to looting after storms, notes the Insurance Information Institute.
Take "reasonable" steps to protect your property from additional damage, says Insurance Information Institute, a trade group.
However, the main bone of contention between the chambers is the proposed limits on lawsuits, says Robert Hartwig at the Insurance Information Institute.
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The Deutsche Bank estimate echoes preliminary speculation from the Insurance Information Institute that U.S. and non-Japanese insurers could escape the Japanese earthquake with limited damage.
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Most claims will settle in the next few months, but many will not close for years, or even decades, says Robert Hartwig at the Insurance Information Institute.
"The choice of car is a major cost-driver in terms of what you're going to pay" for insurance, says Jeanne Salvatore, a spokesperson for the Insurance Information Institute.
Besides education and health care, insurance is another reliable industry, says Robert Hartwig, an economist and president of the Insurance Information Institute, a trade group based in New York.
Insurance adjusters are dispersing to help victims file claims in the aftermath of killer storms in the Midwest and South this week, according to the Insurance Information Institute.
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Robert Hartwig at the Insurance Information Institute in New York thinks that too much would be at stake for European governments to remain passive were one of their large insurers or reinsurers to go bust.
Robert Hartwig, president of the industry-backed Insurance Information Institute in New York, said insurers may have sold policies cheaply to attract customers to more profitable auto and life insurance, and regulators may have been unfairly holding prices down in some states.
If you've made a significant health change say, you quit smoking, lowered your cholesterol or lost weight and have maintained it for more than a year, consider re-evaluating your current premiums, says Steven Weisbart, chief economist at the Insurance Information Institute in New York.
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