The website where people can shop for insurance policies on the exchange will initially be only in English, but a Spanish version will be added shortly, followed by other languages.
One of the lesser known but highly useful creations of the Affordable Care Act is a provision which requires heath insurance companies to provide plan summaries that allow people to read, in simple and clear English, what they are getting for their premium dollar.
In plain English, this means that the return to the investor must be considerably less than the insurance company earns on the bonds, which in turn is usually less than the market rate.