That immediate gratification attitude is what gets our credit card balances skyrocketing, our decision to purchase a home with little or no money down, little or no cash reserves to fall back on and insufficient assets to fund education for our children or retire in comfort.

FORBES: How to Steer Your Finances Through the Recession

Saddled with out-of-date factories, over-reliance on the North American market and unfashionable trucks, a poor reputation for quality, a dearth of new models in the pipeline and insufficient resources to fund future power-train development, Chrysler is too weak and too small to survive on its own.

ECONOMIST: America's car industry

Most analysts already thought the fund was insufficient, even for its previous, narrower role.

BBC: One step back from the abyss

But Harsha de Silva, an economist, argues that this piecemeal fund-raising is insufficient.

ECONOMIST: And each slow dusk a drawing-down of blinds

The fund alleged breaches of common law and insufficient pilot training.

BBC: Port fights Sea Empress fine

We are firmly of the opinion that most of the hedge fund schemes we have reviewed will produce returns insufficient to compensate pensions for the costs and risks involved.

FORBES: Pensions Perilously Binging Upon Hedge Funds, Funds of Funds and Funds of Funds of Funds (March 20, 2007)