We are barely beginning to understand our instruments, our tools, in social business.

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The bank, he said, was "looking at various instruments, various tools" beyond interest lower rates and "thinking 360 degrees" on new tactics.

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Mobile payments use a mobile device and various payment tools including bank instruments such as checking and prepaid accounts.

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The ritual combines knowledge of agriculture, food processing, handicrafts (costumes, tools and musical instruments) and the construction of houses and fishing dams.

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These tools include the Xcode IDE and the Instruments analysis tool, among many others.

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Creation and implementation of some permanent instruments for raising and managing financial resources, communication and information tools, capacity building and training activities, and project planning and monitoring.

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Now developers will be able to use tools familiar to any OS X developer, such as Instruments, Xcode and Interface builder, alongside a new tool, the iPhone simulator, to craft applications.

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Active ETFs seem not to justify their existence as tools that aim at enabling investors to access returns superior to that of investing in passively managed instruments at lower cost.

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That is why the next wave of environmental policymaking will need to employ commonsense tools such as cost-benefit analysis, and make greater use of flexible, market-based instruments such as emissions-trading, rather than the tired command-and-control approach favoured by most greens.

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"The instruments that came out of the autoclave were horrible, " Rogers said, referring to a device used to sterilize tools.

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