Mobile payments use a mobile device and various payment tools including bank instruments such as checking and prepaid accounts.

FORBES: Never Go to the Post Office Again

The ritual combines knowledge of agriculture, food processing, handicrafts (costumes, tools and musical instruments) and the construction of houses and fishing dams.

UNESCO: Intangible Cultural Heritage

Creation and implementation of some permanent instruments for raising and managing financial resources, communication and information tools, capacity building and training activities, and project planning and monitoring.

UNESCO: Consolidation of World Heritage Natural Sites in Brazil

The bank, he said, was "looking at various instruments, various tools" beyond interest lower rates and "thinking 360 degrees" on new tactics.

NPR: Draghi: ECB Looking At New Tools For Growth

These tools include the Xcode IDE and the Instruments analysis tool, among many others.

ENGADGET: Apple seeds iOS 6 beta 4 to developers: here's the changelog

Now developers will be able to use tools familiar to any OS X developer, such as Instruments, Xcode and Interface builder, alongside a new tool, the iPhone simulator, to craft applications.

FORBES: IPhone Goes Corporate

That is why the next wave of environmental policymaking will need to employ commonsense tools such as cost-benefit analysis, and make greater use of flexible, market-based instruments such as emissions-trading, rather than the tired command-and-control approach favoured by most greens.

ECONOMIST: Energy and the environment