The optimal strategy for one institution type may vary from what is most effective at another.

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The second type of institution is one where savers provide money to firms or governments directly through financial markets.

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It calls for students to receive the same amount of funding for their education, irrespective of the type of institution at which they study.

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In this type of agreement, the partner institution owns the credit risk for the cards issued, handles customer relationships and is responsible for transaction authorization, billing and pricing.

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In this type of agreement, the third party institution can issue branded cards and is responsible for design of product features, customer service, billing and credit and authorization of transactions.

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When you establish an IRA, regardless of type, you may be limited to investing the funds in what the financial institution chooses to offer.

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