Well, it all started a few years ago with a diagram first scrawled across a white board ( you can see it here, in my initial post on our Newsroom plans).

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As you can see, starting a business involves making quite a few initial decisions and getting policies and paperwork in place.

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"You'll see some combination of mergers as we've done, or more initial public offerings by private equity funds, " Ross said.

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By minimizing the overlap between the two, you also minimize your taxes on that Social Security income (see the answer to the initial question above).

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