When interest rates are low, most of the initial deposit goes into the zero-coupon bonds.

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The IRS says no as long as you can prove you made the initial deposit and are getting your own money back.

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In some cases, investors could lose principal, or they may find that low or negative market returns add a big fat zero to their initial deposit.

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Worried about her job after 36 years at Laiki, Eleni Koutsourdou said lawmakers should have approved the initial plan for the 10 percent deposit grab for the sake of protecting the financial sector.

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