These are policies which promise to pay out a supposedly fixed sum to the policy holder's inheritors when the customer eventually dies, with the payment coming from the investment proceeds of the person's monthly premiums.
According to InSight Crime, a Colombia- and U.S.-based research and investigation outfit that monitors criminal groups, the Oficina de Envigado, named after a small city in the Medellin metropolitan area, are the inheritors of Escobar's drug trafficking empire.
He traveled from Yellowstone's geysers, to Yosemite's granite cliffs, to Dakota's Badlands, ever moved by the natural wonders of which he and all Americans were proud inheritors.