The active manager claims that through either market timing or individual security selection he can add value to your investment portfolio in excess of his costs.

FORBES: Playing With Active Money Managment Is A Losing Game

Active management claims to deliver additional benefits (the ever allusive alpha) through either individual security selection or market timing.

FORBES: The Rebirth Of The Snake Oil Salesman On Wall Street

It should be noted that many individual investors continue to express concern about interest rates, particularly the timing and magnitude of rate hikes.

FORBES: AAII:Investor Portfolios Brimming With Stocks

In our non-seasonal Market-Timing Strategy we use sector funds as well as index funds, avoiding individual stocks.

FORBES: Swear Off Individual Stocks For Better Returns

Can the individual consistently beat the market and avoid disaster with a portfolio built around ETFs, market timing and nimble rotation?

FORBES: What Is Your Investing Edge?

Speaking on a conference call Tuesday, club executives urged investors to avoid focusing on individual quarterly comparisons, which could vary based on the squad's performance and the timing of player contracts.

WSJ: Manchester United Posts Wider Loss

Epilepsy Action said the timing of starting treatment often depended on the clinician involved and the patient's individual circumstances.

BBC: NEWS | Health | 'Watch and wait' seizure advice