The next frontier for Health Grades is rating individual doctors.

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During the 1990s eight states passed legislation imposing guaranteed issue and community rating on the individual health insurance market.

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States that have imposed community rating in the individual market have discovered that the total number of uninsured people rises rather than falls, because the number of older people who gain coverage due to premium reductions is more than offset by the number of younger people who drop their coverage due premiums hikes.

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However, in hospitals individual departments will be given their own rating as well to reflect the increased complexity of the organisations.

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When an individual, company or government has a good credit rating, we are saying that we trust they will keep their promise to pay off their debts in the future.

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It is also the case that they did, in fact, downgrade some mortgage backed securities during the period in question, but what will be litigated is how liable they are for the housing crisis and how much individual responsibility should be ascribed to the actions of the rating agencies.

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Parente and Bragdon estimate that repeal of community rating and guaranteed issue could reduce the price of individual coverage by 42%.

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Games can also be rated on their individual pages within their parent channel, but for some reason the rating option doesn't appear in Xbox Video, despite being available for movies that pop up within the recommendations sub-menu.

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