The law requires that the judgement of a few bureaucrats in Washington be substituted for the individual decision-making of hundreds of millions of Americans.
The relevant passage from the FSA's judgement against Barclays talks of a "telephone conversation between a senior individual at Barclays and the Bank of England during which the external perceptions of Barclays' Libor submissions were discussed".
The European Court of Human Rights said in a 2010 judgement that there were no clear criteria in the Irish Republic to apply to the case of any individual woman.