To the consultant, there can also be a significant individual effect: a dramatic change in their lifestyle, work relations, work-life balance, health and personal relations.
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As I stated earlier, not one group, agency or individual can effect change.
The automatic cuts that kicked in March 1 have had a disparate effect on individual agencies and their workers.
When the Obamacare individual mandate goes into effect, as well as the insurance exchanges and insurance subsidies for low-income people, the charge master insanity will become moot for most Americans.
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In one of the best-controlled studies, CpsC researchers in 1978 found that an expensive program that included handing out safety brochures to individual consumers had no effect on lawn mower injuries.
The poorest and sickest in our society have been addressed in these parts of the ACA. Yet all the attention in every debate or report I see or hear about the ACA is on the individual mandate, the effect on insurance companies, the IRS, the tax question and penalties for not buying insurance, etc.
Once the individual mandate comes into effect in 2014, health insurance will be an even worse deal for this group, since the ban on preexisting condition exclusions that comes into effect at the same time will guarantee that they can buy insurance at favorable prices in the future if their health status changes for the worse.
Momentum wannabes should also be warned that the effect works for individual stocks over months, not years.
In this case, much of that risk was in the combined effect of the individual pairings with improvised dialog.
Working with the geneticists' favourite animal, the fruit fly Drosophila, Dr Gibson has pinpointed a series of so-called cryptic variations that have no effect on a protein's structure, but can nevertheless, if the circumstances are right, have a significant effect on the individual they belong to.
The increasing clout of individual investors will have a pervasive effect on the world's financial sector.
Not all of them receive tax free housing allowances, but the effect goes beyond the individual clergy.
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The McCain-Feingold bill, for example, would in effect have barred any individual or organisation from criticising public officials standing for re-election within 60 days of that election.
The individual mandate was not supposed to come into effect until 2014 in any case, they argue, by which time this judgment may well have been overturned.
The effect is akin to hitting hidden, individual buttons all over the screen.
And, just as individual economic advances have added up to rival the effect of the formidable regular IT industry, these minute advances in total can create world-class business opportunities.
When it goes into effect on Jan. 1, 1999, individual European countries that are in the currency union will no longer be able to conduct their own monetary policy.
Nonetheless, the effect on the fiscal situation of both the individual and the country is the same: Both have saved a few dollars and then spent many times the savings, finding themselves in a deeper financial hole than before.
The net effect may well have shored up support for the individual insurance mandate itself.
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Later that day, the first victim issued a statement to the effect that the person he described as "the individual concerned" was not the person he had previously identified as Lord McAlpine and apologised to Lord McAlpine and his family.
Feedback received from individual participants and schools indicate that the RTLP is having a positive effect on learners and their families.
While ObamaCare won't take full effect until 2014, health-insurance premiums in the individual market are already rising, and not just because of routine increases in medical costs.
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In effect what the Chancellor has said is that if an individual cannot afford to pay their tax any other way, the Revenue will be happy to collect the outstanding liability by credit card payment.
While the average effect on each baby is small and so should not alarm individual prospective parents, for the whole population these small risks add up across millions of people.
But Mr Justice Kay said that selling the register without affording individual electors a right of objection was a disproportionate way in which to give effect to the legitimate objective in question.
We believe a crowdfunding model provides a powerful network effect that can help increase options, and decision-making, for individual investors.
But many families can wring even more tax savings from a 529 by investing it all along in taxable bonds--whose interest would otherwise be taxed at a federal rate of up to 40% (including the effect of an itemized deduction clawback)--and holding index funds or individual stocks in their taxable accounts, says Yale School of Management professor Matthew Spiegel.
We are eager to believe that the success of a company or individual is determined by what they are doing right now, what Phil Rosenzweig dubbed The Halo Effect.
Upon seeing an individual in a Beverly Hills parking lot talking away on the kind of wireless later used to great effect by Michael Douglas in the movie Wall Street, all three of us were taken aback.
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