The bankruptcy is a milestone because, until now, China's larger struggling solar companies have been kept afloat by cheap credit and indirect state support.

CNN: Top solar panel maker goes bankrupt

The Consumer Services segment represents the company's branch network, including consumer banking products and services related to residential first mortgages, home equity lines and loans, indirect loans, consumer credit cards and other consumer loans, as well as the corresponding deposit relationships.

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The rise in indirect lending, through the government's credit-guarantee programme, has been even more striking.

ECONOMIST: Will Japan never learn?

Andre Champagne, who owns three companies including Hollywood Trucks and Scene Magazine, does not benefit from the motion picture tax credit, however employs 50 full time employees and has created over 300 indirect jobs with one of his companies alone.

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