The second measure comes from the International Monetary Fund, which found that if private credit grows faster than the economy for three to five years, the increasing ratio of private credit to GDP usually signals financial distress.

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And it is widely predicted that the central bank will soon announce measures to curb credit growth by increasing the ratio of bank deposits that must be kept with it in reserve.

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This will improve your debt ratio by increasing your available credit compared to how much debt you are carrying.

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Aiming to cut the levels of yuan in circulation, the People's Bank of China is increasing the banking reserve ratio by half a percentage point to 13.5%.

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There is only one instance since World War II of the U.S economy increasing the employment-population ratio by five percentage points in a decade: the recovery that followed Ronald Reagan's tax cuts in 1983.

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For some within the supply-side community who believe in creative destruction and the natural power of an economy to renew itself, the solution is stable money (which Federal quantitative easing prevents) reducing the regulatory burden and increasing the capital to labor ratio.

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These three virtues in the fiscal cliff are highly positive and will only increase the pool of available risk-taking capital in the economy, thereby increasing the capital-to-labor ratio and improving the national standard of living.

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"The UK household sector debt-to-income ratio has continued to rise rapidly, increasing households' vulnerability to any unexpected rises in interest rates or falls in incomes, " warned the Review.

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India's medium-term growth outlook is positive due to a young population and corresponding low dependency ratio, healthy savings and investment rates, and increasing integration into the global economy.

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