Moreover, as investors chase stock returns, they are dumping fixed-income products, which will likely put pressure on interest rates.
With rates limbo-low there are a lot of advisors pitching fancier fixed-income products.
Life insurers' biggest-selling product of the late 1980s was annuities offering fixed rates much higher than could be obtained from other fixed-income products.
As annuities have evolved over the past decade to include inflation-riders, death benefits and more, the industry has been rebranding them as lifetime income products.
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In recent years, Ambac, MBIA and others have ventured into insuring credit derivatives and other relatively newfangled fixed-income products invented by and peddled by Wall Street.
In fixed-income products, there are the over-the-counter trading venues.
More and more companies have started paying out in past years a way to reward investors for the lean years during the financial crisis and scant potential among fixed-income products drove up the valuation on those stocks.
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In recent years, Ambac, MBIA (nyse: MBE - news - people ) and others have ventured into insuring credit derivatives and other relatively newfangled fixed-income products invented by and peddled by Wall Street.
Chief Executive Charles Li is refocusing HKEx to take advantage of expectations that China will become a net exporter of capital as currency restrictions are relaxed, with growing commodities and fixed-income products to diversify away from low-margin cash equities.
Unfortunately, in our present low interest rate environment the demand for income producing products is high.
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Already, AllianceBernstein (nyse: AB - news - people ) and others are planning similar income distribution products.
I'd rather be with a company that has a strong capital base and the diversity of income by products and regions than one that doesn't.
The New York Times today writes about a few banks out there looking to boost business by offering low-income consumers products laced with loads of fees and plenty of interest.
Ryan Barnes has over 10 years experience in portfolio management and investment research, covering equities, fixed income and derivative products.
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The firm prides itself on a low-profile image catering to institutional clients, with a strength in fixed-income and structured products but expanding expertise in equities.
Using the current income to make new products which may or may not take off?
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The interest on bonds is subject to the directive, for instance, but dividends on shares, bond-like insurance products or income from derivatives are not.
Training rural women about the Maya nut has made them champions of rain forest conservation and reforestation, as well as entrepreneurs who turn Maya nut products into income.
Bandhan hoped that there would be a small increase in income from selling the products of the farm animals provided, and that people would become more adept at managing their own finances.
And it would require firms to pay taxes immediately on income they earn from importing products they make overseas.
Many Brazilians who once inhabited the gang-ridden shanty towns, known as favelas, now have the disposable income to shop for aspirational products, from cars to DVD players.
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Overall, the number of structured products that provide income grew by 15% in 2011 from a year earlier, to 5, 532, according to data provider StructuredRetailProducts.com.
Half of them will come back to their own studio and commentary team, while the other half will be adverts for UK products that generate income for Sky.
Wells Fargo said it earned less income from variable-rate products.
Branches bring in mortgages, home equity lines of credit, auto loans, small-business borrowings, certificates of deposit, credit cards--all products with fairly predictable income streams.
But only a decade ago, earlier products called "home income plans" made similar promises to older people to release money tied up in their houses.
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The course, called consumer finance, will look at topics ranging from using tax policy to boost the savings rate to how banks can deliver better products for low-income individuals.
The owner may derive income from licensing the IP, selling products or providing services using it.
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He ends up with U.S. Bank where he is offered all sorts of financial products geared toward low-income consumers.
Products geared toward low-income consumers have typically been offered by payday loan companies and storefront lenders or even big retailers like Wal-Mart.
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