Unless the incentive effects of regulation and the pricing of insurance and guarantees are taken into account, we will just be kicking our problems down the road.

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Indeed, all the publicity about hospital pricing should be a strong incentive for people to go buy health insurance.

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And no firm has an incentive to commit itself unilaterally to uniform pricing, since that would not prevent rivals coming after its clients.

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Mahoney declined to provide specific dollar amounts for its pricing, but the employee incentive industry generally charges customers between 1% and 2% of total compensation.

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Another incentive problem also arises from lack of transparent pricing.

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Thus, there is an incentive for advertisers to increasingly shift their marketing spend to social networking websites, which could hamper ad pricing for media companies.

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By pricing exchange products higher relative to the insurance offered in the private market, they reduce this incentive.

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Pricing deposit insurance differently or banning activities such as proprietary trading would give shareholders and employees alike an incentive to rein in risk-taking.

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