Also, government regulation in many areas has capped return on investment, limiting profit potential.
Ironically, the three companies, which started out so different, are now competing in many areas.
The reform plan includes concrete, ambitious and well-focused measures and establishes clear deadlines in many areas.
Mortgage rates are low, and home prices are within reach in many areas of the country.
And in many areas, wage increases ranging from 10 to 30 percent have become the norm.
In other words, we are living beyond our means in many areas of our lives.
Mumbai is also facing a shortage of housing in many areas, helping to drive up places.
Gritting teams were out in many areas, and Denbighshire council said the weather affected refuse collections.
Heavy snowfall on Friday morning caused gridlock in many areas and forced 600 schools to close.
Domestic rail services across the UK were also delayed and buses replaced trains in many areas.
But, it said, the illegal persecution of birds of prey continues in many areas.
These persisted into the 25th, leading to depths of up to 10cm in many areas.
In many areas people were forced to abandon their vehicles as roads became impassable.
They have a long way to go before they can replace people in many areas of manufacturing.
Snow fell in many areas earlier on Wednesday making driving conditions difficult, but major routes were open.
Icy stretches formed in many areas overnight, particularly on untreated surfaces, leaving some roads and pavements hazardous.
While energy prices are well off their highs, they are above the cost of production in many areas.
There are some we don't know, and in many areas we don't know how we would withstand them.
The NYSE does win in many areas, but the average IPO that lists on the NYSE does not.
Gritting teams have been out in many areas, with Denbighshire council saying the weather has affected refuse collections.
The most important measures are maintaining social stability, achieving economic growth and, in many areas, enforcing population controls.
"We're seeing the impacts of global warming in many areas of our own lives, like agriculture, " Zwally said.
CNN: Ice melting across globe at accelerating rate, NASA says
Although the teenage pregnancy rate in Britain is falling in many areas, it remains the highest in Western Europe.
Consequently, aquifers in many areas are being depleted faster than they can recharge.
In many areas, only G7 members have the power to bring about change.
NStar said in many areas it was too dangerous to send in crews.
It is true, of course, that in many areas of life Catholics can manage perfectly well without a priest.
And we've let our infrastructure decline and we have ceded the cutting edge in many areas to our global competitors.
He was the swing Justice in many areas of the law, but joined the conservatives in all the campaign-spending cases.
Worth, Houston and San Antonio--are all emerging from the recession better than their counterparts in many areas of the country.
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