Sincere apologies ifthereareany translation errors (please bring them to my attention if anyone notices any) but the general flow of the conversation was not very hard to pick up.
One study showed that about 70% of credit reports have errors in them so check to see ifthereareany in yours that could be hurting your credit score and if so, be sure to have them corrected.
In addition to straight arithmetic errors, the IRS can scan tax returns early on to see ifthereareany mismatches on filers' names, Social Security numbers and other data they can correct.