And, obviously, if it keeps going up, I'm going to have to pass it on.

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If he keeps going it may just be time for this smart young man to go asking George Bailey for a job.

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And the last point I would make, colleges and universities also, though, have to figure out how can they cut their costs, because even if we're putting more and more loans in, more and more money for loans, if the inflation in higher education keeps on skyrocketing, over time it's still going to gobble up all that extra money and we'll be right back where we started.

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"I think Bill is in a position, if he keeps a three-shot lead and goes and plays well again, that it's going to be hard to catch him, " Simpson said.

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