If history holds any lesson for the home videogame market, it's a simple one.

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If history holds, that mobile payment solution will be the one that drives mass adoption.

FORBES: The iPhone 5 And Mobile Payments - Yay or Nay?

While I could be wrong, if history holds, more likely than not Apple will not offer its own NFC mobile payment solution as part of the iPhone 5.

FORBES: The iPhone 5 And Mobile Payments - Yay or Nay?