According to the Independent Community Bankers of America (ICBA), there are 1, 119 fewer ICBs today than in 2007.

FORBES: The Small Bank-Small Business Cascade

Only 96 new ICBs were chartered from 2008 to 2010, and since 2011, there have been no new ICB charters.

FORBES: The Small Bank-Small Business Cascade

But no factor was more important than the financial, legal, regulatory and trust environment that fostered relationships between ICBs and small businesses.

FORBES: The Small Bank-Small Business Cascade

The UK and Ireland Blue Shield Committee, which is a constituent part of the ICBS, is a standing Committee of the UK National Commission's Culture Committee.

UNESCO: UK National Commission for UNESCO :: International Committee of the Blue Shield expresses sorrow and solidarity with Haiti

But as the federal government and regulators attack this crisis, ICBs are becoming collateral damage as the new regulatory regime does not differentiate enough between big banks and small ones.

FORBES: The Small Bank-Small Business Cascade

For further details, visit the ICBS website here.

UNESCO: UK National Commission for UNESCO :: International Committee of the Blue Shield expresses sorrow and solidarity with Haiti