"I can skip a dinner or two to pay off a credit card, but I'm going to have this bed for 20 years, " she said.

WSJ: Signs Consumers Have Changed Spending Behavior

If I'm on leave and it's blowing a gale I can look out at the sea and think thank goodness I'm going to be in bed tonight but when it's nice weather I can look forward to going out and doing my next ship.

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After what I've been through this week, I realise from now on, that's the only place I'm going to get an extra hour in bed.

BBC: News | UK Politics | Charles Kennedy's speech in full