If not for these programs, I would have died as my husband and I are broke as a result of medical bills not covered by these two entities.

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Birmingham's He Died with a Felafel in his Hand, which shamefully I have not read yet, is obviously a firm favourite.

BBC: Essential reading for new arrivals in Australia

As I described in my first published short story more than 15 years ago, had my first and oldest sister not died in utero with her umbilical cord wrapped around her neck, I would never have been born because my parents were committed to a 2-child family.

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