While I am a technical trader by nature, I am leaving the technicals off the table for today as there could be a freight train coming down the tracks.

FORBES: Euro Stressed Over Bank Tests

Disclosure: I am a long term trader or investor in not only Altria (MO), but also Philip Morris International (PM), British American Tobacco (BTI) and Reynolds (RAI).

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If you are an active trader, I am sure you have overtraded at some time in your career, and not taking a trade is sometimes the best strategy.

FORBES: Avoiding Those Costly Impulsive Trades