But they alsorealize that they have a liberal constituency - and I'm talking of the Congressional Black Caucus here - back home that want an immediate withdrawal.
The clients I know who have succeeded with CRM not only realize these benefits now but are also building an asset that will significantly contribute to their future valuation.
When I borrow money from an automobile dealer to purchase a car, Irealize they are making money not only by selling me the car, but also by giving me the loan.