As a comprehensive fiscal sponsor, Tides provides its projects with a full complement of infrastructure services including financial administration, human resources consultation, payroll and benefits administration, risk management, and governance training.

FORBES: Connect

With HQ on the line, I called back, did my little intro, announcing the fact of her separation from the company, and then passed it over to human resources, who went on about benefits and procedures.

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To learn more about pre-tax benefits, like healthcare FSAs, ask your human resources department.

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"We're taking these actions to better control retirement plan expenses, position the company for business growth and competitive strength, and preserve employees' earned retirement benefits, " Randy MacDonald, an IBM human resources official explained.

FORBES: Retirees: Look Out Below

All of these require significant financial and human capital investments to deliver long-term benefits and all make demands on the same limited resources.

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