And some lesser known options for avoiding these fees are the Pentagon Federal Promise and Travel Rewards Amex, the HSBCPremier, and the Schwab Visa (if you were lucky enough to get one before it was discontinued).
He had the good fortune to be a premier client at HSBC, and when he needed to set up accounts in Costa Rica to open Kalon, he was introduced to San Jose, Cost Rica native beauty Silene Vega Delgado, a fast-track MBA-minted executive at the bank.