She lives in a three-bed house with her 19-year-old son, who acts as her carer.

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His two-bed house, with a fridge and two air-conditioners, is luxurious by the standards of most of his compatriots but would be thought modest in the West.

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Over in the Pines are the Hotel Ciel and the Madison Guest House, a luxurious bed and breakfast with a pool and only a few rooms.

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During the incident James Ashley, 39, was shot dead while in bed with his girlfriend at his house in St Leonards, East Sussex.

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It said the children - one of whom is disabled - had to sleep in a bed with each grandparent as their council house was not big enough.

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Ruma knew that the house, with the rooms her mother had decorated and the bed in which she liked to sit up doing crossword puzzles and the stove on which she'd cooked, was too big for her father now.

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From Fairport, spend your first day paddling 12.4 miles east to Palmyra and overnight at the Liberty House Bed and Breakfast, a beautiful Victorian house with decent rates Before heading out for your second day of paddling, take a couple of hours to immerse yourself in this small town's history.

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And after merging its clearing unit with Cedel last year, it hopes that Clearstream, the new entity, will become Europe's clearing house of choice, though it still faces competition from Euroclear, which last week leapt into bed with Sicovam, France's settlement system.

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On St Pierre a three-bed, two-bath house is 180, 000 euros, while houses on Miquelon are smaller but with more land and cost about half that.

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