'' If patients have high deductibles and are on the hook for more of their own bills, the theory goes, they'll be more cost-conscious consumers, rejecting unneeded tests and expensive new drugs that are no more effective than older, cheaper ones.

FORBES: Don't Bank On Health Savings Accounts

The deal, in theory, avoids the possibility of a imminent default on US payment obligations and lets Republicans off the hook.

FORBES: On Washington, Investor Confidence At Zero