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Through a joint venture with Absa Bank, Woolworths offers financial services such as loans, debit cards and home insurance solutions to its customers.
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Then you use it like you would use your debit or credit card back home.
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Basically, when you pay for stuff with a debit card, at say a Wal-Mart or Home Depot, the banks whack the retailer with a 2% fee for pleasure of offering debit card transactions.
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As yet, no national standards exist for magnetic stripes and account numbering, so almost all of the 300m or so cards in China are used only as cash-machine or debit cards in the issuing bank's home city.
ECONOMIST: Consumer finance in Asia
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Since last July, banks have had to charge consumers the same amount for euro-denominated transactions on credit and debit cards whether the transaction was made in their home country or another EU country.
ECONOMIST: Actions speak louder than words | The
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Dunkin' Donuts expanded its menu to include frozen coffee drinks and lattes, introduced a coffee debit card and became more ubiquitous, including putting shops in locations such as Home Depot stores.
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