Higher capital requirements for banks should prevent a rerun of some of the recent excesses.
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However, higher capital requirements could hamper the growth of available funds from the bank.
Not so, say the investment banks, which could well face higher capital requirements to redress their follies.
This is especially true because candidates that precisely fit the job description often come with higher salary requirements.
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If the loans default, Emigrant and the Milsteins pay, in the form of lower earnings and higher capital requirements.
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Mr Romney has backed higher capital requirements, so banks would get little relief from one of their main complaints.
Adding to the pressure was a WSJ report that the Fed may push for higher capital requirements from banks than required by law.
Higher capital requirements would put more of the shareholders' money at risk and, crucially, enable banks to absorb more losses in bad times.
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Its improved performance, though, was saddled by rising costs and a drag from higher capital requirements established in the new Basel III banking rules.
This has also triggered higher margin requirements for those holding Italian bonds the effect of which is simply to encourage more selling, lower prices and higher yields.
Wachovia (nyse: WB - news - people ), among other southeast banks, reported increased scrutiny of loan applications and higher collateral requirements on commercial lending.
The one-size-fits all proposal is surprising because the higher capital requirements were sparked by the financial crisis when big, systemically important banks were on the bring of failure.
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Beyond trying to boost supply, the central government is clamping down on demand via property taxes, higher downpayment requirements, and caps on how many properties residents can own.
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Those who prefer chimerical solutions like higher capital requirements maintain that the business of banks would survive forcing banks to rely more on equity than debt to finance their activities.
Or like the need to build equity capital to meet higher regulatory requirements, lest at some point they are forced to dilute shareholder value by having to issue more common stock.
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Britain wanted the right "to impose higher capital requirements on certain institutions to reflect the potential call on U.K. taxpayers of the U.K.'s large and international financial sector, " the paper said.
Higher reserve requirements in the euro zone mean that its central bank has to inject more cash than the Fed to achieve the same effect, says Julian Callow at Barclays Capital.
If my basic premise is right, the declining price will force traders to sell their commodities contracts to raise the cash to raise the extra cash needed to satisfy the higher margin requirements.
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However, that goal should be achieved outside of housing finance, through appropriate stabilizing measures by the Federal Reserve and through better prudential regulation, and especially higher capital requirements for large systemic financial institutions.
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Reasons given are the increasing automation and higher technological requirements in almost any workplace, so that a certain, less educated percentage of the workforce simply is not able to find appropriate work any more.
All the measures that regulators are putting in place to try to make banks safer, such as higher capital requirements, stricter regulation and limits on risk-taking, need to be tested against a simple question.
America's largest financial firms face higher capital requirements.
Higher reserve requirements have also lost their bite.
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Yet Mr David worries that Wall Street's initial strength may prove misleadingly optimistic, as it does not reflect new rules on higher capital requirements or the reforms introduced by Dodd-Frank, which threaten to curb risk-taking.
At present the Bundesbank can preach about risks to financial stability but it cannot impose counter-measures such as setting higher capital requirements for banks or putting constraints on specific types of lending such as mortgages.
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While it is true that banks could resist these views by accepting lost profitability that would come with the higher reserve requirements from disfavored assets, only the most extreme bears would be willing to do this.
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Bank lobby groups will try to water down the consumer agency's powers and to persuade lawmakers that higher capital requirements will curb lending to hard-working Americans (and put the industry at a disadvantage to international rivals).
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