Through such accounts, instead of lower benefits, future retirees would enjoy higher benefits than Social Security even promises, let alone what it can pay.
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But the personal accounts will pay more than the amount of Social Security benefits they replace, leaving the retiree with higher benefits overall on net.
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Such personal accounts serve seniors far better because they will pay much higher benefits than Social Security even promises, let alone what it can pay.
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Given historical capital market returns, workers would get much higher benefits than Social Security promises, let alone what it will actually be able to pay in the future.
Because long term market investment returns are so much higher than what Social Security even promises, let alone what it can pay, future retirees will actually enjoy higher benefits with the personal accounts.
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Those accumulated funds would pay all workers at all income levels much higher benefits than Social Security even promises, let alone what it could pay, two to three times as much, and possibly even more.
Virtually all workers chose the accounts within 18 months, and for 30 years now they have paid less into the accounts and gotten higher benefits, while their economy boomed with all the increased savings and investment.
Yet, at the same time, the real long-term returns on market savings and investment earned through the personal accounts will pay retirees much higher benefits than Social Security even promises, let alone what it can pay.
Moreover, they would have market incentives to choose on their own to delay their own retirement ages as long as possible, because the longer they wait the more they would accumulate in their accounts, and the higher benefits those accounts could pay.
He emphasized the personal ownership and control workers would enjoy through the accounts, the better returns on investment and consequently higher benefits, the accumulated family funds that could be left as an inheritance to children or other heirs, and the full solvency for Social Security that would be achieved without raising taxes or cutting benefits.
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While the unemployed may spend more as a result of higher unemployment benefits, those people from whom the resources are taken will spend less.
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But even in this case, delaying retirement benefit receipt through age 70 has a payoff, namely potentially providing your current and former spouses with much higher survivor benefits.
Quite simply, there is no stimulus from higher unemployment benefits.
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The flaw in their logic is that when it comes to higher unemployment benefits or any other stimulus spending, the resources given to the unemployed have to be taken from someone else.
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While the advertising growth rate might not hold this quarter, we believe the increasing investment in Weibo will start paying off as the company witnesses higher monetizing benefits from the platform 2013 onward.
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One surprise in the data, especially given the numbers that clearly show how higher education benefits wages and employment: The rate of college enrollment for people age 21 to 24 fell during and after the recession.
The concept should then lead to the development of maps to be technically specified and made available to the selected end-users who will have to test the products and deploy them in order to achieve higher societal benefits in the area of disaster risk prevention and reduction.
But Bush said that because of the federal tax code, the benefits for higher level officers clearly outweigh the tax benefits for low-ranking troops, because much of their pay would already be at a very low tax rate.
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Included in the deal Craig struck for himself in October was a provision that if Clearwire were to ultimately be sold for a higher price, he would enjoy the benefits of that higher price, too.
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In addition, the higher your initial benefits, the larger the dollar value of any annual cost-of-living adjustments.
"The idea is to make the cost of penetrating one card much higher than the benefits, " says Wu.
Ironically, perhaps, the price is higher and the benefits lower the more a country is integrated into world financial markets.
Americans know unions promise higher wages and benefits and more job security.
For we would all look up, say yes, those costs are higher than the benefits and move to non-CO2 emitting methods of power generation and transport.
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In any case, it doesn't take more than just a few years before the total money accrued with the higher, later benefits surpasses the total earned starting at the earlier retirement age.
Such modernized safety net programs would actually serve the poor and seniors far more effectively, with better and higher incomes and benefits, than our current, old-fashioned, tax and redistribution, late 19th century entitlement programs.
We should attack expensive solutions, solutions where the costs are higher than the benefits, because these take resources away from our ability to solve other problems, save or improve other lives in a cheaper manner.
Society also benefits from those higher earnings, which result in higher tax revenues and lower payments for unemployment benefits and income support.
Many studies about the effects of higher wages on overall employment tend to be politicized, clashing over whether the benefits of higher paid workers outweigh the costs of having fewer low-wage jobs.
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Defining value in such a narrow way, they argue, obscures the broader benefits of higher education.
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