But the people who provide those services in the Bay Area need to charge high prices themselves in order to afford the high rents in the Bay Area.

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Perhaps just as small shops need help from the big boys for footfall, the chains need independents in order to keep a High Street vibrant, lively and different.

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This may make Zetia appealing to patients who need to be on high doses of statins in order to lower their cholesterol.

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In order to support high levels of wholesale funding, UBS says, banks may need to demonstrate levels of core Tier one capital, which is effectively common equity, well in excess of the levels most Eurozone banks currently hold.

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Sure, discretionary spending, or shopping as leisure, will prevent them all disappearing: but in order to pay for themselves malls (and in the UK example, the High Street) need to be getting a good piece of everyday spending.

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He also saw the need to modernise our infrastructure in order to catch up with the rest of Europe - everything from high-speed train networks and motorways to nuclear power plants and high-speed internet access.

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