Among colleges listed there with both a high percentage of students getting merit aid and a high average dollar amount of aid are Cooper Union (where tuition has historically been free), the University of Miami and Tulane.

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The guarantees would be available only where the underlying mortgages were high quality and below a specified dollar amount.

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Some fans of the approach say it helps investors buy low, because a given dollar amount buys more shares when prices are low than when they are high, but that might be an overstatement.

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His proposals are somewhat complicated, but they amount to an earnest effort to avoid either economy-disruptive deflation (excessively high value of the dollar) or inflation (excessively low value).

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