When a federally insured bank makes bets, he notes, it exposes the government to gigantic losses.

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But he notes that any blue chip stock with staying power makes a good DRIP candidate.

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Mr Hilton makes no attempt to explain his subject's predilection in a broader context, though he notes that, when Slade professor of art at Oxford, Ruskin met Lewis Carroll, the most famous of Victorian little-girl addicts.

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Speaking at the headquarters of the 3M Company, which makes products ranging from post-it notes to high-tech fuels cell components, he called for tax credits for business research, increased money for federal science programs, and he talked about the need to improve math and science skills of American high school students.

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Now sober, spiritual and devoted to helping others with addictions, Yetnikoff sounds some guilty notes about his past behavior, but he also revels in his accounts of it, which makes this confessional oddly two-faced.

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