If states used teacher retirement plans with smooth accrual of benefits over a career, then having to change retirement systems mid-career would be no worse than having two different 401(k) accounts from stints at two different firms.
MANILA, Philippines (AP) Filipinos in Asia's largest predominantly Roman Catholic nation attended Mass on Sunday with their church awkwardly having no pope for the first time in 600 years and prayed for the smooth rise of a successor to Benedict XVI to lead an embattled institution.