Some questioned whether the Indian buying will continue as strongly since some of it may have been in anticipation of possibly higher taxes on gold by the Indian government, which so far have not materialized.

FORBES: METALS OUTLOOK: Uncertain Outlook For Gold Next Week

The innovation initiative at SWIFT is now in that awkward phase of innovation when money has been invested but financial returns have not yet materialized.

FORBES: Bold Innovation In A Conventional Setting: Crowdsourcing at SWIFT

Very few people truly grasp the possibility that when they reach retirement, the assumptions they made about gains may not have materialized.

FORBES: How To Profit From The Fiscal Cliff

We have not seen the economic growth that should have materialized following an excellent monsoon.

CNN: Hunting Corporate Gems

The big caveat to all of these findings and others is that, while decent correlations have materialized in a few credible studies, we still do not have definitive proof that fish oil is the incredible brain elixir its manufacturers would have us believe it is.

FORBES: The Fish Oil Debate: Great Brain Medicine, or Just an Expensive Placebo?