Some investment advisors are leery about retail investors, particularly ones that have never used options before.
Just over 30% of respondents claimed to have never used ETFs at all.
It has also devised a remote control that allows people who have never used keyboards to surf the web.
About a third of Britons have never used the net, for instance.
According to the latest figures from the Office of National Statistics, 7.82 million adults (16%) in the UK have never used the internet.
Composed of seven independent judges, the court has broad powers, though these have never been used before in a presidential election.
In fact, the stability and growth pact does provide an option for financial penalties to be imposed on rule-breakers, but they have never been used.
The rule changes introduce a number of novelties that have never been used in F1 before - notably a front wing that a driver can adjust a limited number of times a lap in an attempt to make overtaking easier.
But it would also have to be simple for the new owners - many of whom will never have used a stockbroker - to sell shares.
' And I have never heard about the internet and never used the computer before that day.
Cdr Mark Prince of the Royal Navy said he was "exceptionally confident" the contingency plans would never have to be used in reality.
The companies also say the system should never be needed if wells are properly designed and operated, and that they hope their billion-dollar backstop will never have to be used.
And the fact of the matter is, is that we have never seen the debt ceiling used in this fashion, where the notion was, you know what, we might default unless we get 100 percent of what we want.
Candidates who have never held elected office also have no record that can be used against them.
Social networking pages beyond LinkedIn have either been pulled or were never used.
For sure there are still many people in the world who have never made a phone call or used a computer, but as the BRIC countries and others are brought into the modern world, the best chance for growth nowadays is outside the developed countries or to offer ongoing services.
"We have used these reserves before, but never on this scale, and no purchase ever made by the National Gallery has begun to approach the magnitude of this acquisition, " Dr Penny said.
"We have never had anything like this where mice have been used as an instrument of crime, " Upper Darby Police Supt Michael Chitwood told reporters.
We've never interpreted for them the way these plants have been used by various cultures.
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Although most rural customers had never used a telephone, they were keen to have one.
Unless users have antivirus software regularly updated, they may never know their computers were used in the attack.
If the same methodology were used in the 1970s much of the inflation would never have been reported.
Since upwards of 90% of Catholic women have used birth control, requiring that insurance policies cover it was never going to turn them against the President.
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"The problems are just the wind and the skiing and also people have never skied before, the amputee guys, they're just getting used to it, " he replies.
In Japan, where there has never been much room for sprawling car lots, car firms have for decades used door-to-door salesmen to sell many of their vehicles, delivering cars directly to the customer and picking them up again for servicing.
Never used for transport or war, unlike canoes and sailboats, they have hardly changed over the centuries.
Most cocoa farmers have never tasted chocolate, and produce cocoa beans without any idea of how they will be used, says Timothy Childs, Tcho's founder.
"If scientists had used scientific theory to guide them, the pyridylamine catalysts would likely never have been discovered, " says Vincent Murphy, an organometallic chemist at Symyx.
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