Moreover, cash in a 529 counts as a parental asset, so it has less effect on your eligibility for college financial aid than assets in the child's name.
The fall in the euro has much less effect on inflation than does the rise in oil prices.
What acupuncture and other therapies may actually do is to help erase or undo some of these biases so that the sensation, while it might not disappear, is less intrusive and has less of an effect on daily activities.
However, it has had less of an effect on loans to small firms.
Since then, the effect has become less pronounced, presumably as more mutual funds caught on.
The bigger the area covered, the less effect commuting has on the figures.
This has had the effect of making them less sensitive than earlier devices that did use external antennas.
That has the effect of making metallic lead less electropositive (ie, more electronegative) than classical theory indicates it should be which would tend to make the battery worse.
Liberalisation has had a similar, if less trumpeted, effect in the countryside, where three-quarters of Indians still live.
One effect has been to make Ireland less envious, and perhaps less covetous, of Northern Ireland, which in the past has always been regarded as the rich neighbour.
However, they indicated that provided Israel continued to make positive moves, they would continue to observe an undeclared truce that has now been in effect, more or less, for over three weeks.
Yet doing the same when people are involved has the effect of leaving them feeling they are less important.
Levine and Coile note that in recent years the retirement effect caused by unemployment has been concentrated among less-educated groups.
The Court finds that vacatur of the rule would merely maintain the status quo and cause far less disruption than vacating the regime after it has gone into effect.
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The main effect of previous debates has been on perceptions of the less-experienced candidate.
This early failure in the Japanese market has a compounding negative effect on worldwide console sales, as game developers are less willing to invest in high-risk projects for console platforms that are shaky out-of-the-gates, which makes it less attractive for gamers to buy these consoles, and so on.
In limited-overs matches, this has the effect of also making it a more effective defensive weapon: Many batsmen are less confident against spin bowling, which makes them less bold in attack.
But a lot of consultants' time has gone into drawing up this plan, which will in effect, push money and effort less where its wanted and more where its needed.
As Ameresco has 45 million shares outstanding, the per share effect for each year should be 2 cents or less.
And even in America, where the effect will be less marked, the retirement of the baby-boomers (which has just started) means that companies will lose large numbers of experienced workers over a short period.
But we drew another conclusion, both from the New Deal experience and especially the Great Society era which expanded on it, that has proved to be less defensible: that social programs of all types can be managed or funded by government to good effect.
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